Rural Loans

Work, live and thrive on the land you love by securing flexible rural loans with Australia's preferred rural mortgage broker.

Comparing leading banks & private lenders

Explore a world of possibilities with vetted rural property lenders.

We know how deeply attached to the landscape people can be. Nature has a way of beguiling people just as much as it has a way of providing what they need. There are lean seasons though, and going through one is part of the rural way of life. Our range of tailored loan facilities allow you to win despite seasonal changes. Hundreds of households and businesses in rural communities depend on our vast credit network across Australia.

Whether it’s a hobby farm or commercial, we’ll find you the best rural loan.

Aglend Finance ensures that you minimise losses when the climate is gloomy and maximise opportunities when the market is humming. Our rural mortgage brokers structure short-term and long-term loans to match your needs when times are tough. We also build growth financing to drive your vision amid a windfall.

Hear how other secured competitive rural property loans for their families.

Our dreams of moving to a rural block were repeatedly dashed by banks seemingly uninterested in anything other than residential lending. Tim's knowledge of the industry and willingness to undertake the necessary prep made all the difference. Marieta was our day-to-day contact and drove the process right to the day of settlement. An outstanding outcome for us and without them it would not have happened.

Thanks guys!It has been a big job and it was particularly timely that we could settle the refinance.Thanks for the advice during this process and the new bank was a great fit to us and we can now move on in a positive manner with certainty.Thanks again. The savings to us is something like $500 a day which is incredible.Great effort.

Thank you for all your hard work. It was a bit of a challenge but you did it again!We appreciate what a fantastic job you and your team have done once again.You have achieved so much for us so thank you very much.We look forward to working with you again soon with our next step closer to the security we have been striving for.

Hi Marieta and Tim. I just wanted to send a separate email thanking you for all your help. I was struggling with my current bank until I got you both involved. My farm loan was certainly much easier once you were on board and I am very relieved that everything is now settled.

We will definitely recommend you and Tim and I am very grateful that I found your website as I thought at one stage that Ben and I couldn't purchase a property of this size. It is absolutely beautiful here so you have helped us purchase our dream home!It was a long one but got there in the end and we are very happy with our purchase.

Tim and his team are highly approachable, understanding and thorough in their work, it's been a pleasure working together and we would highly recommend the Aglend Finance team to anyone looking to not only receive a more favorable finance deal but to simplify and streamline some of the financial backend work that comes with property acquisitions.

Thank you Aglend for the responsive approach you have provided throughout the loan process. It has been a pleasure working with you. Jessica from Biodiversity Land.

How David saved thousands of dollars in buying a rural property without sacrificing loan terms.

David was left rejected and frustrated after a conversation with his local bank. The banker told him he couldn’t refinance under the reasonable terms he wanted – despite having a thriving business and a long history in the cotton industry. Instead, he was told “no” and offered limited options in return.

David contacted us with the exact rural loan terms he needed to expand his business. We found him the perfect rural lenders to partner with and oversaw the entire process. David was blown away after we were able to save him thousands of dollars on his rural land loan.

Farmers who didn’t accept defeat and secured their rural loan deposit with Aglend.

Farmers and graziers are some of the most hardworking people in Australia. They handle the most important job of growing our food, but often face difficulties like being rejected by lenders who hold them back. It’s a tough but rewarding life, and there are many farmers who don’t accept defeat. These are the true stories of farmers who didn’t give up on their goals, and beat the odds by partnering with Aglend.

Questions we get asked about rural loans.

What is rural finance?

If you want to buy a rural property in Australia, it’s best to start by getting access to a rural loan. These loans are considered rural finance which can come in many different forms. They cover anything from commercial properties to hobby farms and rural home loans. Partner with a rural mortgage broker by receiving a free mortgage quote here.

How do I find the best loan deal with a rural mortgage broker?

Rural mortgage brokers are specialists in the area of rural lending. With years of experience, strong relationships and a full catalogue of rural lenders on standby, Aglend can find you the perfect lenders for rural properties for your situation.

Can I get a home loan for a rural area?

Yes! In fact rural loans are a very popular option for people looking to secure a rural property. However depending on the purpose of why you’re buying the land, there may be better loan types out there which will get you even better deals. Just ask the Aglend team and we’ll see how we can help.

Do you only use major banks?

We source rural loans from our vast network of competitive lenders, such as regional banks, private lenders and firms.

Can you help first-time farmers?

If you’re looking for a rural loan as a first time farmer, you’ve come to the right place. Rural loans are typically for those who live outside of a city or town and have minimal access to banking services. But if you’re starting up a new farm business, it can have its own set of challenges. Although these types of rural loans are difficult to qualify for, we can match you with lenders that specialise in rural lending for first time farmers so that it won’t be such a challenge.

What's the minimum rural loan you accept?

Although not ideal for rural land, we can match you with lenders willing to give you a chance from $50k. But those types of loans are usually associated with other loan types (e.g. cattle loans or equipment loans).

Need help? We’re here for you.

Our rural property experts will help you find and settle your rural loan fast. You can reach out to us by phone or filling in our web form and we’ll get back to you via email.