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Private Low Doc Loans

Keeping a farm is hard work. Putting everything you’ve got into it, blood, sweat, and tears. Your family supporting you every step of the way. But you now find yourself possibly losing your farm due to rejection letters. When conventional lenders count you out, we’ll take you in.

Comparing leading banks & private lenders

Secure a low doc farm loan when lenders have turned their backs.

Even if you’ve got multiple farms and an impeccable credit history, lenders can still turn you down. Sometimes it’s because you’re near retirement and they don’t trust your successor, or they don’t believe you’ll be able to pay it back. The problem is that they don’t understand what you’re trying to achieve with your farm. We know that farming is a risky business. So it’s important to have someone on your side that believes in you.

It takes a while to understand the financial journey of each rural borrower.

The whole lending system is geared towards a “one size fits all” mentality. Fortunately, Aglend has decades of collective industry experience and a genuine connection to rural households, agricultural communities, and farm-based enterprises. So we made it our mantra to hear each borrower out. To examine your needs and challenges from every angle. Even when other banks, loan brokers and financing companies have already turned their backs.

Hear how other farmers got the low doc land loans they needed to expand their businesses.

Andrew & Caroline
Rural Land
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Our dreams of moving to a rural block were repeatedly dashed by banks seemingly uninterested in anything other than residential lending. Tim's knowledge of the industry and willingness to undertake the necessary prep made all the difference. Marieta was our day-to-day contact and drove the process right to the day of settlement. An outstanding outcome for us and without them it would not have happened.
Mark S
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Thanks guys!It has been a big job and it was particularly timely that we could settle the refinance.Thanks for the advice during this process and the new bank was a great fit to us and we can now move on in a positive manner with certainty.Thanks again. The savings to us is something like $500 a day which is incredible.Great effort.
Kerry P
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Thank you for all your hard work. It was a bit of a challenge but you did it again!We appreciate what a fantastic job you and your team have done once again.You have achieved so much for us so thank you very much.We look forward to working with you again soon with our next step closer to the security we have been striving for.
Farm Loan
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Hi Marieta and Tim. I just wanted to send a separate email thanking you for all your help. I was struggling with my current bank until I got you both involved. My farm loan was certainly much easier once you were on board and I am very relieved that everything is now settled.
Kelly and Ben
Rural Property Finance
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We will definitely recommend you and Tim and I am very grateful that I found your website as I thought at one stage that Ben and I couldn't purchase a property of this size. It is absolutely beautiful here so you have helped us purchase our dream home!It was a long one but got there in the end and we are very happy with our purchase.
Jack Pearlman
Property Finance
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Tim and his team are highly approachable, understanding and thorough in their work, it's been a pleasure working together and we would highly recommend the Aglend Finance team to anyone looking to not only receive a more favorable finance deal but to simplify and streamline some of the financial backend work that comes with property acquisitions.
Jess Ellis
Loan Support
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Thank you Aglend for the responsive approach you have provided throughout the loan process. It has been a pleasure working with you. Jessica from Biodiversity Land.

Save time and shave years off your repayments by comparing low doc rural loans to get the best deal.

Put you and your family in the best financial position possible. Instead of letting a broker dictate your lender, we put you in the driver’s seat by comparing all of them. Depending on your situation, we compare all lenders to get you the best deal at the lowest rate.

Here's how a struggling dairy farmer made banks beg him to come back

Robert was struggling to get a loan from his preferred lender. Although he had previously taken out loans on his dairy farm, he couldn’t repay them due to unforeseen circumstances. It seemed that no lender wanted to help him. With Aglend being the only place left for him to turn to, Robert found private funds willing to give him a chance. With a bright future ahead, his previous lender is now trying to get him back, sending him letters every month offering him more lines of credit − yet he doesn’t need it. That’s the Aglend difference.

Whether it’s low doc due to bad credit or just getting started, we can help you secure a loan.

We’ve got your back when it comes to buying or refinancing rural land.

In the land of second chances, we find lenders who are willing to give you a shot.

We have a private network of investors who believe your problem can be worked out.

Hear stories of farmers that the exact low doc land loan they needed.

Farmers and graziers are some of the most hardworking people in Australia. They handle the most important job of growing our food, but often face difficulties like being rejected by lenders who hold them back. It’s a tough but rewarding life, and there are many farmers who don’t accept defeat. These are their stories.

Questions we get asked about private farm loans.

There are many instances where you cannot provide your lender or bank with the required documentation for a farm loan, especially if you are self-employed or are trying to refinance additional properties. These private farm loans are designed to have less paperwork so that you don’t need to stress about documentation. But usually there’s a catch − by putting down a higher deposit to allieviate the risks that an investor takes.

Low doc rural property loans are an alternative to traditional home loans. They’re usually for either first time farmers starting out who don’t have the required credit history OR for generational farmers seeking to purchase a regional property, finance a farm or refinance an existing property.

A low doc rural loan just means a loan that requires less documentation. They’re a boon for first time farmers who do not have access to financial institutions or credit histories. The low documentation process is relatively quick and efficient because lenders already understand the risks of the low doc process. These types of loans are also ideal for multi-property owning farmers seeking finance (or refinance) when they’re being denied by banks.

Yes! We’ve been providing farm loans for new farmers in Australia for over a decade. If you’re just starting out, you couldn’t have come to a better place. We’ll find you the best deals so that you can have fewer repayments at the lowest interest possible. We’re invested in your long-term success, and that means not sabotaging you for short-term gains.

We source low doc loans from our vast network of competitive lenders, such as regional banks, private lenders and firms

We offer everything from private farm loans to bad credit financing. If you’re unsure about the type of loan you need, book in for a FREE no-obligation strategy session someone from the Aglend team.

Need help? We’re here for you.

Our low doc home loan lenders will help you find and settle your lo doc loan. You can reach out to us by phone or filling in our web form and we’ll get back to you via email.