If you’re a small to medium, or large business owner, you know how important a commercial loan can be to your business operations. With the numerous finance options available, it’s not always easy to find the loan product best for your business’ situation. That’s why, if you’re thinking of taking out a commercial loan, you should talk to a broker at AgLend Finance.
At Aglend, we understand the unique challenges that face farmers and other agribusinesses. With our extensive line of rural finance services specifically tailored to agricultural businesses, we will help you find the solution that’s right for you. Aglend helps many agribusiness clients who are:
- Refinancing a loan or mortgage to find better interest rates or other finance terms,
- Restructuring your finances,
- Buying a new property,
- Expanding your business, or
- Acquiring additional working capital.
Whatever you need for your agriculture business, we promise to provide you with personalised, professional attention as we work with you to get you the best possible finance terms. Let us deal with banks so you can get back to business.
Aglend can help you with any kind of financing you need, including:
- Low interest rates
- Term loans
- Core debt finance
- Working capital
- Lines of credit
- Flexible options, including payment plans that fit within your cash flow
- Equipment finance
- Seasonal finance
- Investments off the farm
- Financing succession planning
We have agribusiness specialists from a variety of backgrounds with extensive experience in both banking and finance. Our agribusiness department will work closely with your team to determine the most effective solutions for all of your financing needs, now and in the future.
When your business is agriculture, you have a lot of expenses, both large and less large. Without the funds to cover these expenses, your livelihood could be in jeopardy. Whether you’re facing a shortfall now and need immediate funding to help you through the season, you’re anticipating a shortfall and you want to get a handle on the situation before you come up short, Aglend can help.
Aglend can help you get agribusiness financing at every stage of your business, all backed by personal service and a thorough understanding of your business.
Operating Loans help you ensure you have the funds to meet all of the day to day needs of your business and allow you to take advantage of new opportunities.
Equipment loans allow you to acquire new or used equipment when you need it.
Real Estate Loans give you the opportunity to purchase, increase, or improve your farmland with agricultural real estate loans.
Starter loans are specifically tailored to new farmers and provide capital to help you get your new farm established.
Whether you own a farm, dairy farm, orchard, grove, or a business that serves these businesses, Aglend can help you find the financing option that’s right for you.
If you’re self-employed or a small business owner, growing your business can be a challenge. You may find your expansion plans are frustrated by irregular cash-flow, insufficient or out-dated equipment, or business premises that are just too small. Sometimes you may even find yourself missing out on opportunities because you simply don’t have the money to hire the additional staff you need.
That’s where credit advice from a professional mortgage and finance broker can make a huge difference to your success. Clever financing options can really open up opportunities for small business owners and the self-employed. Here are just a few alternative financing options that you could use creatively to help your business grow.
Did you know that over 400,000 small to medium sized businesses use cash-flow financing every year? This is a common form of small business loan that is backed by your company’s expected cash flow, instead of using collateral that is based on your company’s assets.
If your company is going strong and you need an injection of cash to fund growth or capitalise on your opportunities, cash-flow financing may be able to give you access to up to $250,000 based on your business performance alone. You can use the money for any worthwhile purpose – financing for tax purposes, purchasing inventory, managing cash flow, bridging receivables gaps, staffing on new contracts – whatever your business needs.
If you want to be competitive in your business, the right equipment at the right time can be vital to your success. Outdated equipment can really limit your business activities and can cause you to miss out on new opportunities or larger projects.
There are several different ways you can go about financing the all-important equipment your business requires. For example, an equipment loan – also known as a chattel mortgage – can give you access to finance for just about any kind of equipment from a small truck for your plumbing business to major earthmoving equipment, or even cookers and fryers for your new restaurant.
Alternatively, you may want to consider a Finance Lease to obtain the equipment you need. Leases and Hire Purchase agreements often carry additional tax benefits* for small businesses and the self-employed, such as input tax credits for rental and other charges that are subject to GST.
Commercial Property Loans
Unless your business is totally online or home-based, the right business premises can also be vitally important to your success. For example, being able to afford premises in the right location can really boost the success of a restaurant or retail outlet. With some types of businesses leasing may always be the better option, but actually purchasing premises can provide your business with a valuable asset and significantly increase its resale value if you ever want to sell it as a going concern.
If you want to purchase premises for your business, we can access a wide variety of suitable loans from lenders who are willing to provide mortgages for commercial property. Like most residential home loans or even property investment loans, it will be necessary to assess the financial situation and circumstances of you and your business to determine how much you can borrow.
If you require more information about financing options for your business, give us a call and we’ll point you in the right direction. We’ve only mentioned a few of the financing options available and we can help you find out more so you can choose one that’s right for you. Call us today.
*This article does not constitute taxation advice and you should consult a qualified tax professional to see what tax benefits you can access in your particular business with regard to financing. Your personal and business financial circumstances will need to be reviewed prior to the acceptance of any finance product or offer. Lender terms, conditions and fees may also apply.
Business of all sizes need a little extra funding once in a while. Equipment and construction are expensive, and cash flow can be unpredictable. There are so many financing options available with so many variable terms that it can be difficult to choose the best loan for your business. If you are considering a business or commercial loan, call the experts at AgLend.
When you need new equipment, equipment upgrades, want to expand your business, you’re simply facing a shortfall, or Aglend can simplify the process of finding and selecting the best loan for your business situation, as well as helping you to navigate the process of applying for and securing the loan.
The brokers at Aglend have thorough knowledge of all of the banks and other lenders in the Toowoomba area to help you locate options you might not even be aware of. When you need working capital, equipment upgrades, or building repairs, call AgLend.
Aglend can help you with traditional loans to help you acquire property, equipment, and inventory as well as money for day to day operations. We can also help you find less traditional options such as loans with flexible terms and less frequent payments to fit your business cycles.
The brokers at AgLend examine your business plan and your goals for the business, as well as help to anticipate future needs. We will break down the options and identify the best option for your situation in terms of interest rates, fees, and terms. Finally, the brokers at AgLend will work independently to negotiate with the lender to negotiate the most favorable terms for your business.
After helping you find, select and secure your business loan, the brokers at AgLend will work with you and your lender to ensure that the process takes place efficiently and will follow up with you to be certain the loan continues to meet your needs and to advise you of new options that may become available. AgLend can also help you with other types of financing, including personal, real estate, education, and agricultural loans.
No matter what kind of financing your business needs, call the brokers at AgLend, we can help you find the best options to fit the needs of your business.
- Agriculture and farming are providing food for our tables and other vital goods, which is why AgLend is dedicated to providing excellent mortgage brokering services and rural finance solutions for farm owners and agriculture business owners. At AgLend, the highly professional staff understands the problems and hardship experienced by agriculture entrepreneurs and farm owners, with so many elements, such as poor weather, fuel prices, equipment costs, influencing their work and results. There are many mortgage brokering companies that provide all types of loans to their clients, but there are few professional and experienced ones that dedicate themselves to rural finance and obtaining low-interest plant and equipment finance solutions for entrepreneurs working in agriculture and farming.
AgLend’s mission is to identify suitable plant and equipment finance loans for their agriculture-involved clients, and obtain convenient payment terms and schedules. AgLend is a mortgage brokering company that combines innovation and high-speed financial operation with tradition and “old values” that feed this country. What are the expenses that may be covered by plant and equipment finance solutions offered by AgLend?
Equipment And Farming Machinery Purchase Covered By Plant And Equipment Finance Obtained By AgLend
Having high-performance, energy-efficient farming equipment and tools is essential for a productive agriculture and competitive goods. Over the years, AgLend has helped many farm owners and agriculture entrepreneurs secure great plant and equipment finance solutions for their farming expenses, even if they did not have a great credit score. AgLend’s excellent customer service and professional financial tools ensure a great client satisfaction rating among farmers and agriculture company owners who decide to partner with a highly skilled team of rural finance experts to help them purchase farming equipment such as tractors, trucks, cars or forklifts, among other necessary vehicles or motorized accessories.
If you don’t have enough funds to purchase these machines and it may endanger the continuous operation of your farm and cause a potential for financial losses, don’t hesitate to contact AgLend, and their highly qualified rural finance staff can help identify great plant and equipment finance options for your specific farming necessities. Moreover, AgLend’s highly skilled personnel work quickly and efficiently to find plant and equipment finance solutions because they recognize how critical time can be in farming and agricultural processes. If you choose a partnership with a leading mortgage brokering company, you can enhance your agricultural practice through beneficial and profitable collaboration with a great rural finance company that displays an enormous amount of concern for agriculture and farming.
Purchasing seeds, fertilizer, pesticides, fuel and other farming materials with Plant And Equipment Finance solutions identified by AgLend
Before the harvest and profits, there is a lot of work involved in farming, which includes investing in basic materials such as seeds, pesticides, fuel, fertilizer, packaging materials, worker’s tools, and other essential accessories required for productive and competitive farming. AgLend’s specialists recognize that farm owners and entrepreneurs sometimes need urgent funding to purchase these materials, otherwise their crops can be lost, with huge financial costs. This is the reason why rural finance is a top priority at AgLend, and their highly experienced experts carefully analyze the financial necessities of farm owners and work hard to obtain low-interest, affordable plant and equipment finance options to cover these basic expenses and ensure a smooth operation of the farm.
At AgLend, farming loan specialists are skilled in finding local and regional financing solutions in a short period of time, depending on the client’s specific needs and payment capabilities. If you have a less than acceptable credit score, you can still call AgLend, who are known for helping agriculture-involved clients with less than credit perfect credit find quick plant and equipment finance solutions. If your loan application has been rejected by another mortgage brokering company, don’t hesitate to give AgLend a chance to help you in obtaining convenient agricultural financing before you suffer financial losses caused by ineffective farm operations.
Construction repairs and upgrading of farm buildings may be covered by plant and equipment finance solutions found by AgLend
If you need warehouse repairs, fence repairs, upgrading of your storage facilities or other construction works on your farm, and you don’t have the necessary funds, it’s time to call AgLend experts, who are known for their enthusiasm about helping farm owners find rural finance solutions. Frequently, farmers who need construction improvements are denied plant and equipment finance, either because the mortgage brokering companies don’t specialize in such loans or they don’t accept their credit score. At AgLend, their experienced staff is specifically concerned with offering specialized rural finance services, which increases the chances of finding appropriate plant and equipment finance solutions if you decide to partner with them. Don’t hesitate to call AgLend staff, and find out about the available rural finance solutions for your farming needs or equipment purchase.
AgLend Can Also Obtain Other Types Of Loans For Its Clients
Although AgLend specializes in rural finance, they can obtain other convenient and low-interest loans such as personal loans for wedding, travel, tuition, car repair or other unexpected expenses, or convenient home loans for a new house, among a diverse range of other financing alternatives. To benefit from the experience and in-depth expertise possessed by AgLend staff, don’t hesitate to give them a call and find out how they can obtain the most convenient loan for your necessities.