Borrowing Power Calculator

Get the right numbers for your plan.

AUSTRALIAN FAMILY BORROWING POWER CALCULATOR

This borrowing power calculator is customised for Australian families, couples and singles. Although every bank will calculate your ability to repay on their own terms, this is a great starting point for estimating what you can afford to borrow.

As you see, there are inputs for whether or not you and your partner file taxes jointly, how many dependents you may have, your incomes, total living expenses, credit cards and car loan payments. In the background, the borrowing power calculator applies assumptions about the tax code and cost of living. The results are total borrowing power, and a loan pay-down chart.

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